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Paying too much for car insurance?

Want to save money on your auto insurance? See our report.

See which vehicles of the top 20 best-sellers come equipped with higher insurance premiums.

Check to see how your auto rates compare to your state average.

Use these charts to determine your state's liability insurance limits.

Feature

Number of winners increases; pickups eligible for first time.

Your Health

Many Americans are horrified by the prospect of being kept alive in a persistent vegetative state after a brain injury or brain damage.

If your employer doesn't offer health insurance, or you simply don't want to pay for coverage you don't need, you may be a candidate for a "catastrophic" health plan.

It's a fact of life — you need health insurance — and the time to get it is before you have an accident, suffer a serious illness, or discover you're pregnant.

The subject of universal health care has established itself firmly atop the docket of public debate.

What happens when you know you need care and your insurance company says you don't?

A fear of losing your job is often compounded by a fear of losing your health insurance.

Your Car

Those who laud the idea as a campaign against global warming envision that more car buyers will lean toward purchasing a hybrid car, encouraged by the insurance discounts.

Many drivers of SUVs and large pickups buy the vehicles for safety: Their own safety, not yours.

Just because you have the run-of-the-mill uninsured motorist (UM) coverage doesn't mean you'll be totally protected if an uninsured driver crashes into your vehicle.

Drivers who are drinking and stuffing their faces while on the road are a serious problem.

Every year for the last decade, deaths and injuries among motorcycle riders have increased, according to the National Highway Traffic Safety Administration (NHTSA).

One way to measure the best and worst cars is to look at how often those driving or riding in them submitted an insurance claim under personal injury protection (PIP) coverage.

Your Insurance Company

Detailed financial reports on nearly 4,000 insurers.

Your Home
When you apply for home insurance, you spark a series of database inqueries and "score" calculations that your home insurer uses to decide whether to sell you a policy, and at what price.

A basic homeowners policy does not cover earthquake damage.

Home warranties aren't necessary for every homeowner, but they can help sell a home by providing the buyer with added protection against the unknown.

If you're building a new house and live in an area prone to hurricanes, floods, windstorms, wildfires, or tornadoes, disaster-resistant construction is of the utmost importance to protect your investment.

As the costs of dog-bite litigation spirals some insurance companies are refusing to write coverage for owners of certain breeds.

Special Report

All the major casinos must insure themselves against the possibility of theft, even from the likes of O.J. Simpson.

For anyone considering entering into a life settlement, TV host Larry King's experience offers a cautionary tale.

Feature

In 2006, 42,642 people were killed in car crashes in the United States, according to the National Highway Traffic Safety Administration, the lowest level in five years.

Lawmakers are taking action to regulate the exploding market of life insurance settlements.

Your Life Insurance

Every insurance company sets its rates differently, awarding lower risk buyers with lower premiums, and strapping higher risk clients with inflated prices. There are a few behaviors, however, that some companies let slide.

Should you "buy term and invest the rest" or fuel your life insurance with "the power of cash value"?

There are very limited instances in which a life insurance beneficiary can be disputed.

Unlike traditional life insurance, the death benefit in a second-to-die life insurance policy isn't paid out until the second insured person dies.

What if you lied about your smoking habit on your life insurance application? And what happens if the insurance company finds out?

Your Business

There are three types of small business insurance you need, including one that is mandatory.

Find out what you're entitled to if you're injured on the job.

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