Despite some significant safety concerns, insurance for ATVs is inexpensive.

You can wring insurance savings from a variety of situations.

You'll likely spend more than 16 days of your life looking for your keys. Here are top spots to start at.

Seeking satisfaction using a mediation-arbitration process overseen by a neutral third party.

If you have assets to protect, umbrella insurance provides bang for your buck.

What does the gas pedal problem mean for insurance bills?

What's the deal?

Don't get kicked to the curb, it'll cost you.

Some customers conveniently forget important details — like having a teen driver.

Many cars make their way onto used car lots and into classified ads, where they are sold as if nothing bad ever happened to them.

Actions that will wreck your insurance claims.

Doctors and lawyers crash their cars more than anyone else. See the other top crashers.

Life insurance is easy to understand once you know the basics.

Why would someone shave his head in order to get a better life insurance rate? Find out.

People with anxiety and depression are more likely to suffer from cardiovascular disease, diabetes and asthma.

The severity of your asthma determines how much you'll pay for life insurance.

Getting the proper treatment and showing success will help your application.

The key is controlling your diabetes.

Life insurance rates will depend on the severity of your heart disease and the steps you've taken to treat it.

How combinations of problems affect prices.

If your cooking adventures sometimes put frowns on those around your dinner table, consider the embarrassment of serving up actual food poisoning to your guests.

Even New Yorkers could get a good shake — and they may be least prepared for it. .

Percentage-based home insurance deductibles sweep the country.

With more households opening their doors to adult children, parents should consider the insurance consequences.

Remodeling increases the value of your home, which affects your insurance needs.

Certified restorers are specially trained to handle the worst home damage.

If your home is "high risk," FAIR plans are the last resort.

Do you need special laptop insurance?

What they know about insurance companies that you don't.

The psychology of impending-disaster denial.

How to head off claims denials.

Options for young adults who have been dropped from parents' health plans.

How to find low-cost coverage when you're young.

Fortunately for some, stupidity and dimwitted behavior are not listed as exclusions in insurance policies.

The world is a dangerous place for business travelers. Many employers are prepared for the worst.

A bee or a shark? A car or a gun? Riding with a teen driver or a 90-year-old driver? Find out the answers to these and other pressing questions about everyday risk.

These words will set off alarm bells with your insurer and could delay or even scuttle an otherwise legitimate claim.