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Computer claims jump as laptops gain favor
If you've dropped your laptop lately, or had a computer stolen from your home or workplace, you're not alone. 831,000 personal computers were lost or damaged in 2000, according to computer insurer Safeware of Columbus, Ohio.
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Ninety-five percent of those computers were laptops. "The number of laptop computers is on the rise; people are replacing desktop PCs with laptops and dragging them all over," says Safeware President Donald Strejeck. "Accidents are the No. 1 cause of loss. Your average homeowners or business policy excludes this type of loss."
Among the survey's findings:
- Accidents — such as dropping a computer — account for 58 percent of all notebook-related claims. The next highest category for loss is theft, accounting for 28 percent of claims.
- Power surges, lightning, water, and other problems comprise the remaining 14 percent of notebook computer claims.
- Among desktop PC claims, accidents are the most common, accounting for 34 percent of all claims. Power surges were second-most common, accounting for 31 percent of desktop claims.
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Notebook computer losses in 2000
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Cause of loss
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2000 dollar amount of claims
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2000 percent of total
|
|
Accident
|
$793,000
|
58%
|
|
Theft
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$387,000
|
28%
|
|
Power surge
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$84,000
|
6%
|
|
Lightning
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$33,000
|
2%
|
|
Damaged in transit
|
$12,000
|
1%
|
|
Water/flood damage
|
$25,000
|
2%
|
|
Other
|
$24,000
|
4%
|
|
Desktop computer losses in 2000
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|
Cause of loss
|
2000 dollar amount of claims
|
2000 percent of total
|
|
Accident
|
$38,000
|
34%
|
|
Theft
|
$16,000
|
14%
|
|
Power surge
|
$35,000
|
31%
|
|
Lightning
|
$11,000
|
11%
|
|
Damaged in transit
|
$3,000
|
3%
|
|
Water/flood damage
|
$3,000
|
3%
|
|
Other
|
$7,000
|
6%
|
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