Auto Insurance: Frequently asked questions

I just got a speeding ticket. How much will it affect my auto insurance premium?

We cannot tell you whether your auto insurance premium will increase, or by how much. That's because some states have laws governing when and why auto insurers can change policyholders' premiums; often, insurers are not allowed to raise your rates after just one speeding ticket or other citation. So if it was your first ticket, you might not see any change in your rates.

Even if you have received speeding tickets in the past, different companies have different practices when it comes to raising premiums. Some companies will consider the severity of your violation and raise your rates accordingly; others will raise rates a specific amount per violation.

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