Auto Insurance Forum

In Alabama, what is the penalty for not having auto insurance when you get stopped by the police?

Maria, Alabama

Dear Maria,

In Alabama, you are required to purchase liability limits of $20,000 per person, $40,000 per accident for bodily injury, and $10,000 per accident for property damage.

If you are found not to have this coverage, you may be subject to a $500 fine for the first offense, and a $1,000 fine and/or license suspension for six months for the second offense. Fraudulent use of an insurance card may bring a fine ranging from $500 to $5,000 and/or possible jail time of one to 10 years.

For more information, read Do you need MedPay coverage?

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