Due to the weakened economy, workers and their families nationwide are experiencing a fast-growing epidemic of health coverage
losses and residents of Washington, D.C., are no exception. Washington,
D.C.'s, civilian labor force, which includes people with jobs and those
actively seeking jobs, declined by about 70,000 workers from July 2001
to November 2001, prompting Mayor Anthony Williams to sign an emergency
"mini-COBRA" law.
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Mini-COBRA
laws are state laws that are modeled on the federal COBRA law that
provides a vital bridge between health plans for qualified workers,
their spouses, and their dependent children when their health insurance
might otherwise be cut off. Under COBRA, if you voluntarily resign from
a job or are terminated for any reason other than "gross misconduct,"
you are guaranteed the right to continue your former employerœs group
plan for individual or family health insurance for up to 18 months at
your own expense. Washington, D.C.'s, new law extends health insurance
benefits for eligible members of a small employer with fewer than 20
employees for a period of three months following the loss of health
insurance coverage. Eligible employees pay the full price of their
health insurance and the cost may not exceed 102 percent of the group
rate. Additionally, eligible employees must elect the continuation of
coverage benefits and provide payment to the employer within prescribed
time frames. For more information on COBRA, see
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