| Information collector |
What do they know about you? |
Can you see
it? |
How can you get your own report? |
| Insurance Services Office (ISO) |
The
"All Claims" database: your credit report, claims history, motor
vehicle report, doctors you've been to, depositions given about you.
You can obtain a copy of your Auto Property Loss Underwriting Service
(A-Plus) report by calling (800) 709-8842. |
Yes, but only if you've been denied a claim and you suspect there is an error in your report. |
Call
(201) 469-2000, or (800)888-4476 ask for the "ISO Claimsearch" unit.
You may have to send a letter explaining your claim denial or fill out
a form provided by ISO in order to obtain a copy of this report. |
| ChoicePoint |
The CLUE database: your credit score, claims history, driving record. |
Yes, you can get your report at
any time. |
Call ChoicePoint's Consumer Disclosure Center at (770) 752-6000 or (800)342-5339 It'll cost you $8 to $10. |
| Fair, Isaac |
Calculates your credit score. |
Yes, you can see your credit score any time. |
You can buy a copy of your Fair, Isaac credit score for $12.95 by visiting MyFICO.com. Scores are available instantly online and include your Equifax credit report and strategies for improving your score. |
| Medical Information Bureau (MIB) |
Contains
medical conditions that could affect life expectancy or health (about
230 different types). Recorded when you filed claims or applications
for life or disability insurance. |
Yes, but it may take up to 30 days. |
Visit the MIB Web site at MIB.com. Download the PDF form, fill it out, and send it in with the $8.50 search fee. You can also write or call:
MIB Inc.
P.O. Box 105
Essex Station
Boston, MA 02112
(617) 426-3660 |
| Patient InfoSystems |
Detailed
information about your specific medical conditions, such as asthma or
high blood pressure, plus what kinds of drugs you've taken. The company
creates custom programs for health plans to help patients manage their
illnesses. |
No, you cannot access your own information. |
Patient Infosystems
46 Prince St.
Rochester, NY 14607
(585)242-7200
1-800-276-2575 |
