12 insurance policies that should exist

Most of us have the basic insurance policies to protect us in the event of car accidents, house fires and illness. Yes, we have the main bases covered, but what about those day-to-day annoyances that really get under our skin? We’re talking about the kind of frustrations, disappointments and embarrassments that can ruin your day. And why shouldn’t you be compensated for the pain and suffering that comes with them?

The editors at Insure.com put their heads together and came up with a dozen insurance policies that should exist. These policies would take the sting out of an unpleasant experience by putting some green in your pocket and perhaps a smile on your face.