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My husband has an LLC and we want small group health insurance for the two of us -- husband and wife. Does he have to list me as an employee or a member to meet the 2-person minimum for insurance, or can he get group health insurance for two with me only as his wife?

The definition of a “small group” depends on your state. Some states allow “groups of one” for small business health insurance, meaning your husband would be the “one” and you’d be on his policy.

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 The Kaiser Family Foundation has a good chart on groups for guaranteed issue health insurance for small businesses.

Last updated: Jul. 17, 2013
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