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Amy Danise Penny Gusner
Penny Gusner has been working in the car insurance business for more than 10 years. She researches your questions, from the routine to the bizarre, with equal enthusiasm.
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Recent Questions

Does my home insurance cover damage from water and mold?

It all depends on how the damage was done.  Homeowners insurance is intended to provide financial protection if your home or its contents are damaged, but within the confines of your polic.....

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Actual cash value or replacement value -- which is the better choice for personal property coverage?

The best protection for your belongings is replacement value. When you choose replacement value for the personal property portion of your home insurance policy, you’re covered for the cost of purchasing new items to replace damaged items.....

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