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Amy DaniseAmy Danise originally joined Insure.com in 1998 and is an expert on insurance topics, including auto, home, health and life insurance...more
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Recent Questions
What is the procedure to change a home insurance policy to my name?
He won’t be able to transfer the existing policy to you. You’ll need to buy your own home insurance policy. You could call up the same company he uses to get a quote, but this is a good time to shop around to compare prices among insurers.....
I have a lot of insurance claims and I need some homeowners insurance.
Sounds like you’ve put the cart before the horse here. You need to have an insurance policy in effect at the time of the damage or injury in order to have the claim paid.....
Additional Home Insurance Expert Questions
- Why does my home insurance company want to come inspect my house?
- My home insurer nonrenewed me. How can I find a policy?
- My home insurance company says they will not renew my policy unless I get rid of my dog.
- If my landlord or condo association has insurance, does this protect my personal belongings as well?
- Someone’s roof crashed into my home during Hurricane Sandy. Will my homeowners cover the damage?
- How can I found which insurance company insures my house if I have no papers or records?
- Can I use my homeowners insurance if the garage door came down on my car?
- Can I use my home insurance for a slip and fall injury in my back door from the snow?
- Can I use insurance if a trick-or-treater falls on my property?
- My $9,000 ring was stolen in a bar. Is this covered?
- Damage to items in the trunk, covered?
- I have been cancelled on my homeowners insurance since I was robbed this summer and filed a claim. Is this fair?
- What is hurricane insurance?
- How do I know if I have enough insurance on my house?
- Does home insurance cover roof repair?
- Does insurance pay when a tree falls into a neighbor's yard?
- Will insurance cover me for smashing into my garage door?
- Can I file on my home insurance if a tree damaged my car?
- Are sinkholes covered by insurance?
- Why shouldn't I stand in a doorway during an earthquake?
- What does a wedding insurance policy cover?
- Should you carry an umbrella insurance policy?
- I need to store a bunch of my stuff. How do I insure it?
- How much insurance do I need to cover my contents?
- Where can I find home insurance without giving up my dog?
- Will home insurance pay for removal of a tree?
- I live in a van down by the river. Do I need home insurance?
- Can I clean up before my insurance adjuster arrives?
- Will home insurance cover a dropped iPad?
- What does it mean to "bundle" insurance policies?
- Does home insurance cover a computer crash?
- My home is insured for more than its current market value. Would I get the full amount after a loss?
- Who can help me get a fair home insurance settlement?
- Will my home insurance cover remodeling improvements?
- Where can I get homeowners insurance after a non-renewal?
- Lightning hit a tree, which fell on a power line, causing a power surge that damaged my electronics. Am I covered?
- Does renters insurance cover stolen bicycles?
- What is the chance that a U.S. home owner will file an insurance claim for fire?
- A large tree fell in our yard, will my homeowners insurance cover replacement and landscaping?
- Will home insurance cover the cost to repair a leaky roof?
- I'm a renter who lives in a high-risk flood zone, can I get flood insurance?
- Our garage is very unstable. Do we have to wait until it falls over to file an insurance claim?
- In a house fire, is the piano covered as personal property?
- Does home insurance cover damage from lightning?
- How do I get a vacant home into insurable shape?
- I have complete auto insurance coverage in Texas. I will rent a car in Las Vegas, Nev., for a week. Do I need to purchase the insurance from the car rental company, or does my Texas insurance cover me?
- What does the Oregon FAIR home insurance plan cover?
- The appraised value of my townhome decreased. Shouldn't my home insurance rate also decrease?
- Is there a way I can insure my pit bull so that I will not be denied residency in an apartment complex with breed restrictions?
- Does my home insurance company have the right to inspect the inside of my house?
- I heard that home insurance does not cover floods, but that it does cover certain water damage. How do I know what's covered?
- Are mudslides covered by home insurance?
- If the roof of my house caves in due to the weight of snow, is that covered by home insurance?
- If the market value of a home is appraised at $52,000, why would an insurance company's insured value double this amount as its replacement cost? The home was built in the 1950s.
- A pigeon got into my house through the chimney and caused extensive damage. Does my home insurance cover this?
- What is an anti-concurrent causation clause in home insurance and should I worry about it?
- I am in my 20s and am moving into a rental apartment. I do not own a car and do not have auto insurance. I'm looking to rent a U-HAUL for my move. U-HAUL offers a waiver for damages to the rental van, but does not cover damages to another vehicle which I might be responsible for. Would umbrella liability insurance, on top of renter's insurance, cover damages incurred when driving a rental car?
- Our home has extensive damage to the flooring, wall and floor joist in one area due to a leaking washing machine. We were not aware it was leaking until we purchased a new washing machine and were in the process of removing the old one. At that time, we noticed the floor sagging under the washer, and when we investigated, we found wood damage under the house as well. We called our insurance company and an adjuster came out reporting that this was not covered under our policy. Can you help?
- My husband and I are in the process of purchasing our first home. We are also shopping around for home insurance. Do you have any tips?
- My 28-year-old son was laid off and is now living at home with us again. He's brought all his stuff, which we're storing in the basement. While he's with us, he'll be helping out with household expenses as much as he can. Does he need renters insurance?
- I had multiple holiday decorations destroyed by wind, including a few inflatable characters that cost a couple hundred dollars. Does insurance cover this, or is it my own fault for leaving them out?
- If my dinner guests get food poisoning, does my insurance cover me?
- Is it legal for my home insurance company to drop my coverage or increase my rates after I filed a homeowners claim?
- Do the contents of a house include outside items like go-karts and toys?
- If a theft occurred at my child's college, is it covered under my home insurance?
- The basement of my home recently suffered some flood damage. I filed a claim with my home insurance company, but it doesn't want to pay for the damages. Can my insurance company do this?
- I'm a little behind on my home insurance payments. I can't afford to make payments right now. How long do I have before the company cancels my policy?
- What's the most common type of home insurance claim? I say it's fire, and my friend says it's slip-and-fall claims.
- I got a cancellation notice from my home insurance company due to unpaid bills. Can I reinstate my policy after the cancellation date if I pay?
- Will my home insurance pay to rid my house of termites?
- What home insurance company has the best customer service?
- Do home insurance companies have a dog "black list"?
- We can no longer afford to pay $366 a year for a personal umbrella liability policy
- Will home insurance pay for a leaky roof?
- My home insurance company canceled my policy because my roof needs replacement
- I can't find insurance for a vacant house until it's sold
- What is HO-6 insurance?
- We left a faucet turned on in my home and it caused water damage
- If my daughter is at college and she rents an apartment, will my home insurance cover her liability and property?
- My home insurance company increased the amount of coverage on my home and the rates went up
- I'm having a tough time purchasing home insurance. Several companies have turned me down due to the condition of my home.
- What is an insurance score based on?
- How can I get a list of home insurance companies that will sell insurance to someone with bad credit?
- Will one big home insurance claim cause my rates to go up?
- My dog was attacked by bees while visiting a friend's house, I spent $10,000 in vet fees as a result. Can I place a claim on their homeowner's insurance?
- Home Insurance Frequently Asked Questions
- Can I insure my parents' home for them?
- Can you help me find a home insurance company?
- Do I need to buy flood insurance?
- I can't find homeowners insurance. I've checked with many insurers but no one will sell me a policy. What can I do?
- I live in California. Where can I get earthquake insurance?
- We're going to be building a house. How do I insure it while it's under construction?
- What does 'HO' stand for?
- What is the process that my insurance company follows when I file a claim?
- Where can I find more information about renters insurance?
- Who sells insurance for mobile homes?
- Will filing one claim on my homeowners insurance cause my rates to go up?
- Will that affect my chances of getting homeowners insurance?
