Ask the Home Insurance Expert
I forgot to pay my homeowner's policy and the due date was yesterday, do I still have coverage today?
It depends on the insurer, but if there’s any grace period it’s likely short, like 10 days.
Typically there is not a grace period required by law for home or auto insurance policies. There may be notice of cancellation required by state laws; however, in many cases state laws allow that to be part of your bill.
I recommend that you contact your homeowners insurance provider immediately to see if it offers a grace period. If it doesn’t, then ask what you can to do to reinstate your policy now that it has lapsed.