Ask the Home Insurance Expert
I saw a giant sinkhole on the news that was about to swallow someone’s house. Are sinkholes covered by insurance?
A standard home insurance policy does not cover damage caused by sinkholes. (It’s excluded as damage caused by “earth movement,” as is earthquake damage.)
There is such a thing as sinkhole insurance. You can contact your current home insurance carrier to see if it offers such coverage.
Here’s more on Holes: An in-depth analysis.