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Ask the Home Insurance Expert

I saw a giant sinkhole on the news that was about to swallow someone’s house. Are sinkholes covered by insurance?

A standard home insurance policy does not cover damage caused by sinkholes. (It’s excluded as damage caused by “earth movement,” as is earthquake damage.)

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There is such a thing as sinkhole insurance. You can contact your current home insurance carrier to see if it offers such coverage.

Here’s more on Holes: An in-depth analysis.

Last updated: Jun. 30, 2012
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