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Does homeowners insurance cover dog bites if I took my dog for a walk, or just on my property?

Home Insurance Forum

Dec. 23, 2007

Question:
I am about to buy my first house and I can not get definite information about dog bites. Does homeowners insurance cover dog bites if I took my dog for a walk, or just on my property?

David, California

Answer:
Dear David,

According to the Insurance Information Institute, your home insurance should cover dog bites, not only on your property, but also when you're out walking your pet.

You may also want to check out our stories about getting and keeping home insurance when you have a dog: Good dog, bad dog: Home insurance for dog lovers and Breeds that bite and preventive measures.

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Disclaimer: We are journalists, not financial planners or insurance brokers. Nothing we say should be interpreted as a recommendation to buy or sell any insurance product, or to provide other financial or legal advice.

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