My oak tree fell on my neighbor's house during Hurricane Irene. Whose insurance company is responsible?
Wayne, Florida
Dear Wayne,
Dan McLaughlin, a spokesperson for the Florida Department of Insurance, says that the determination is up to the adjusters. But as long as the tree was healthy, don't be surprised if it is your neighbor's responsibility. If that is the case, it is very likely that your neighbor's homeowners policy would cover the damage caused by your tree to your neighbor's house.
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