Glossary of insurance terms

CLAD	COLI
Consolidate Omnibus Budget Reconciliation Act (COBRA)	cancer insurance
capita	capital adequacy ratio
capital and surplus	capital charge
capitation	case base reserve
cash & short-term investments	cash value
cede	ceding commission
certificate	churning
claim	class action lawsuit
co-insurance	co-payment
collateral assignment	collision insurance
combination plans	combined ratio
comprehensive insurance	comprehensive medical expense insurance
computer insurance	conditional claim rate
conforming mortgages	consideration clause
contingency reserve	contingency reserve
contract underwriting	contributory plan
conventional health plan	conversion privilege
convertible term insurance	coordination of benefits (COB)
cost containment	cost index
cost-of-living rider	coverage
covered expenses	credit insurance
credit life insurance	cumulative claim rate
current assumption whole life insurance

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