Glossary of insurance terms

D&O	DSR
debt leverage	debt/capitalization ratio
declination	deductible
deferred annuity	deferred group annuity
delegated underwriting	delinquency
demutualization	deposit administration group annuity
deposit term insurance	diagnosis-related groups (DRG)
direct first-year & single premiums	disability
disability benefit	disability income insurance
disability insurance	dismemberment
disposable personal income	dividend
dividend addition	dual life insurance
duplication of coverage

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