Glossary of insurance terms

E&O	ERISA
earned premium	earnings adequacy ratio
earthquake insurance	effective date
eligibility date	eligibility period
eligible employees	elimination period
endowment	enrollment card
equity assets	equity assets/capita
evidence of insurability	excess of loss reinsurance
exclusions (exceptions)	exclusive provider organizations (EPO)
expectation of life	expense ratio
experience	experience rating
experience refund	exposure in force
extended term insurance

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