Glossary of insurance terms

NAIC	NCCI
net capital gains	net exposure to capital and surplus ratio
net exposure to statutory capital ratio	net income
net investment income ratio	net operating income
net premiums written	net premiums/gross premiums
net reserves/gross reserves	no-fault insurance
non-forfeiture option	non-forfeiture values
non-medical limit	non-participating insurance
non-participating policy	noncancellable policy
noncontributory plan	nondisabling injury
nonoccupational policy	nonparticipating policy
nonprofit insurers	nonrenewal clause

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