Glossary of insurance terms

RBC	RICO
RPVA	rated policy
ratings	reasonable and customary charge
recurrent disability	recurring claim provision
redlining	reduced paid-up insurance
rehabilitation	reinstatement
reinsurance	reinsurance utilization
reinsurer	renewable term insurance
renewal	rental reimbursement
replacement vs. actual cash value	reserve
reserves by line	residual disability benefits
return on assets (ROA)	return on revenue (ROR)
return on statutory capital (ROE)	return on statutory surplus
return-to-work provision	rider
risk	risk classification
risk exposure	risk in force
risk management	risk-based pricing

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