ALERT:   Life insurance prices plunge to all-time lows Save time and money with Insure.com

Articles Index
Instant Insurance
Quotes

Compare rates of
leading companies
in seconds.
Auto, life, health,
home, dental and
more.

www.insure.com
Instant Online Quotes!
Instant Online Quotes!

Receive Newsletter: Weekly Updates Plus News Alerts
Add Insure.com to your Favorites insure.com Services




British Citizens may wish to visit Quotelinedirect.com British Citizens:
Click Here

Canadian Citizens - Click Here Canadian Citizens:
Click Here


Health Insurance Quotes & Advice
  Health Insurance Quotes Individuals, families, children & students
Single-employee businesses
Small group (2-50 employees)
Dental Plan Quotes
Prescription Drug Program
Landmark decision: Seattle company must cover contraceptives
By Insure.com

In a ruling that has reproductive and women's rights activists and their attorneys cheering, a federal judge in Washington state has ruled that a Seattle drugstore chain must include contraceptives for women in its employee health insurance plan.

"The exclusion of prescription contraceptives creates a gaping hole in the coverage offered to female employees."

United States District Judge Robert S. Lasnik issued a summary judgment for Jennifer Erickson, 27, against her employer, Bartell Drugs Co., on June 12, 2001. He ruled that Bartell's exclusion of contraceptives from its plan constitutes discrimination under Title VII, also known as the Pregnancy Discrimination Act (PDA). Enacted in 1978, PDA requires equal treatment of women "affected by pregnancy, childbirth, or related medical conditions" in all aspects of employment, including the receipt of fringe benefits.

"Although the plan covers almost all drugs and devices used by men, the exclusion of prescription contraceptives creates a gaping hole in the coverage offered to female employees, leaving a fundamental and immediate health care need uncovered," Lasnik wrote in his decision.

Bartell, the oldest drugstore chain in the U.S., stood by its contention that the company's health insurance plan was not discriminatory. "It was never our intention to discriminate and we had planned to offer contraceptive coverage well before this judgment," says Jean Bartell Barber, the company's chief financial officer.

According to Barber, Bartell added prescription contraceptive benefits to the medical plan for union employees on April 1, 2001, and had planned to extend this benefit to non-union employees, including Erickson. However, when Bartell offered to provide the coverage for Erickson and other non-union employees, lawyers for Planned Parenthood, the organization that brought the lawsuit on Erickson's behalf, rejected the move and forced the case to go to trial.

"It's clear we were singled out by Planned Parenthood in this suit because we are recognized as a good employer," says Barber. "We listen to our employees and have tried hard over the years to provide the types of benefits that are most valuable to them," Barber says, claiming that a letter sent to company officials by Erickson requesting birth control coverage was the only letter the company had ever received from its 1,600 employees asking for that particular benefit. Barber says her company will now take prompt actions to add contraceptive coverage to the non-union employees' plan.

Legal guidelines mounting

Reproductive and women's rights groups have a history of trying to force employers to cover contraceptives in health insurance. The tenor of the debate escalated after the introduction of Viagra, the pill for male impotence, which some insurers cover. Since then, a body of case law has been mounting that says the omission of contraceptive coverage is unlawful in some cases.

Since 1998, Congress has required that all health insurance plans for federal employees cover prescription contraceptives.

The Equal Opportunity Commission ruled on Dec. 12, 2000, that it's against federal law for employers to exclude contraceptives from their health insurance plans when those plans cover other preventive treatments such as vaccinations, routine physical examinations, and dental care.

Although that decision only applied to the two women who filed complaints with the commission, both legal and insurance industry experts say that decision has far-reaching implications for the millions of women who have health insurance plans that don't cover contraceptives such as birth control pills, diaphragms, and injectable prescription contraceptives such as Depo Provera.

Since 1998, Congress has required that all health insurance plans for federal employees cover prescription contraceptives.

 

Last Updated Jun. 13, 2001
Related Articles
Contact Us
  We're here 24x7 every day
  Free Expert Help:
1-800-324-6370
Now over 200 companies

  Auto Insurance
Get Quote
  Life Insurance
Get Quote
  Health Insurance
Get Quote
  No-Exam Life Insurance
Get Quote
  Homeowners,Condo &
  Renters Insurance
Get Quote
  Long-Term Care
  Insurance
Get Quote
Other Health Insurance
  Dental Insurance
Get Quote
  One-Employee
Get Quote
  Life Insurance For
  Children
Get Quote
  Accidental Death Life
  Insurance
Get Quote
More
  Travel Insurance
Get Quote
Business Insurance
  Workers Compensation
Get Quote
  Business Property
Get Quote
  Comm'l General Liability
Get Quote
  Business Auto
Get Quote
  Employment Services
Get Quote
  Bonds
Get Quote
Copyright 1995-2008
About Us  |  Contact Us  |  Press Releases   |  Careers  |  The best privacy policy  |   Advertise with us  |   Site Map  |  Life Insurance  |   Car Insurance