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Life insurance articles:
How to buy wisely, choose a good company & save money

 Feature  
Life insurance planning
By putting together several pieces of a financial puzzle, you can guarantee your child's future is secure.
 Special Report  
The lowest-ever prices for some policies could be behind us. If you've been thinking about buying life insurance, here's what to do.

How to save money on life insurance

The most important strategy is to shop around. Here are 10 more.


If you experience buyer's remorse after signing a life insurance or annuity contract, you may be able to void the deal.

How to buy life insurance wisely

Know how much life insurance you need before you shop.

The types of policies you can buy.

A closer look at term life.

How to make intelligent choices among whole life options.

Here's a way to get all your money back if you outlive your term life insurance policy.


There are plenty of reasons to pre-plan and, if possible, pre-pay your final arrangements long before the need arises.

A close look at cash value vs. buying term life and investing the difference.

How insurers determine your risk class.

Life insurance can pay off before you die.
How to solve life insurance problems

You can likely hold on to some of your life insurance policy's cash value and your annuity assets.

Can't find the policy of your deceased relative? Here's how to look.

It's all about "build."

Life insurers also consider your other risk factors.


The first step is not to panic.

Is life insurance eluding you because of your health? Here’s where to look.

Impaired-risk specialists are insurance brokers who know which life insurance companies will tend to offer the most competitively policies for applicants with certain medical conditions or even risky lifestyles.

How choose a good life insurance company

Look up the S&P rating for insurance companies.

How to keep tabs on your insurance company.


We asked the major ratings firms what goes into their ratings evaluations.

In the worst case scenario, how much would you get for your life insurance policy or annuity?

More life insurance articles
Accelerated death benefits
Accidental death and dismemberment insurance (AD&D)
Alcohol use: How it affects premiums
Annuities: Getting out of one
Annuities library
Annuity payouts: How much you'll get
Annuity waivers: Access before retirement
Asthma: Buying life insurance
Bankruptcy: How it affects life insurance & annuities
Basics of life insurance
Buying: How much do you need?
Cancer: Buying insurance after
Cash value in life insurance
Charity: Giving your life insurance away
Children: Life insurance for kids
Cigar smokers' life insurance
Credit insurance
Demutualization: What it means
Denied: Healthy and denied life insurance?
Disputes: Can you dispute a beneficiary?
Diabetes: Buying life insurance
Divorce: How divorce affects your life insurance needs
Estate tax: Its death and resurrection
"Free look" laws let you back out
Funeral insurance: Tips for buying
Group life: Don't view it as your main protection
Group life insurance for small business
Guaranteed issue life insurance
Health effects on life insurance
Health problems: How impaired-risk advocates help
Heart attack: Buying life insurance after
High blood pressure & cholesterol: Buying life insurance
HIV: Life insurance for people with HIV
Home-business owner's life insurance
Insolvencies: What happens
Irrevocable life insurance trusts
Key person insurance
Lapsing: The effects of lapsing your life insurance
Life insurance settlements: Selling your policy
Life expectancy
Lost policies: How to find missing life insurance
Medical exams for life insurance
Mental illness and buying life insurance
Mistakes: Buy life insurance you'll want to keep
Occupations that affect life insurance
Overweight: Life insurance problems
Privacy: What your health, life, and disability insurers know
Return of premium term life insurance
Save money: 10 ways to save on life insurance
Second-to-die life insurance
Smoking and life insurance
Special needs children and life insurance
Sports that could affect life insurance
Taxes on class action settlements
Term life insurance basics
Trusts for child beneficiaries
Underwriting classifications
Universal life insurance
Variable annuities, immediate
Variable life and variable annuity subaccounts

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