Ask the Life Insurance Expert

Amy Danise Penny Gusner
Penny Gusner has been working in the car insurance business for more than 10 years. She researches your questions, from the routine to the bizarre, with equal enthusiasm.
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Recent Questions

Can living in a community-property state affect my life insurance policy?

Yes.  Your spouse may have a legal claim to part of your life insurance benefits. If you live in one of the nine community-property states (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin), then bo.....

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My brother passed away and never removed his ex from his life insurance policy. What can be done?

Yes, it’s valid. Life insurance companies must go by the beneficiaries on record. Your brother should have changed the beneficiaries listed on his life insurance policy if he wanted different people to receive the death benefit.....

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