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Amy Danise Penny Gusner
Penny Gusner has been working in the car insurance business for more than 10 years. She researches your questions, from the routine to the bizarre, with equal enthusiasm.
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Do I have any cash value with my term life insurance policy?

That’s correct. Term life insurance policies do not accumulate any cash value.  It also has no surrender value if you want out of the policy.....

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Is it possible to take out a life insurance policy on ex-spouse who owes child support?

Yes, it should be possible to get a life insurance policy on your ex-husband, but it will require his consent. Since your ex-husband pays child support for your daughters, you have an insurable interest in him, which is what allows you to take o.....

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