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Amy Danise Penny Gusner
Penny Gusner has been working in the car insurance business for more than 10 years. She researches your questions, from the routine to the bizarre, with equal enthusiasm.
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Recent Questions

Can I list my same-sex partner as my life insurance beneficiary?

Yes.  Life insurance policies aren’t picky about who you list as a beneficiary.  You can leave it to your spouse, partner, parent, child, sibling or friend.....

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Do I have any cash value with my term life insurance policy?

That’s correct. Term life insurance policies do not accumulate any cash value.  It also has no surrender value if you want out of the policy.....

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