Do all life insurance applications require a medical exam?

Most life insurance policy applications do require a medical exam in order to determine your health status.

Some companies offer "guaranteed issue" and "simplified issue" that require no medical exam, but only that you answer some basic health questions. However, even if you have some medical problems (like high blood pressure that's controlled by medication), you are likely to get better life insurance rates from an underwritten policy that requires an exam.

Here's the lowdown on life insurance medical exams.

[Let Insure.com help you find affordable life insurance now.]