Ask the Life Insurance Expert

I’m a 36-year-old nonsmoker but I weigh 350 lbs at 5'7". I have health problems. I’m in the progress of losing weight. Which companies specialize in overweight people with low life insurance quotes? My parents have life insurance on me. I’m getting my PhD and my student loan dept will be very big.

Many life insurance agents work with “impaired risk” brokers who specialize in getting the best possible insurance quotes for customers with various medical issues. I recommend contacting an independent life insurance agent.

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But I’d also examine your need for life insurance. Your student debt would die with you; your parents are not responsible for student loans in your name. Here’s more on student loan forgiveness and discharge.

Last updated: Oct. 13, 2013
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