Feb. 26, 2007

I am separated from my husband, who is currently the beneficiary of my life insurance policy. If I want to change the beneficiary to my children, can I do so without my husband's permission?

Ruth, Pennsylvania

Yes, you may change the beneficiary without getting permission from your husband. To make the change, contact your insurance agent or your insurance company's customer service center.

To learn more, read How divorce affects your life insurance needs.

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Disclaimer: We are journalists, not financial planners or insurance brokers. Nothing we say should be interpreted as a recommendation to buy or sell any insurance product, or to provide other financial or legal advice.