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Best Life Insurance Companies

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When you buy life insurance you typically commit to staying with the company for many decades. So who are the best life insurance companies? We asked current customers of large life insurance carriers how they would rate their insurers. Also important is a life insurer's financial strength, so you know they'll be around for many years. A.M. Best financial strength ratings are also below.
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Company
Score
HOW WE WEIGH OUR SCORE
Weightings were calculated based on our survey results when asking users to rank importance.
Value For Price
Customer
Service
Customers
Who
Recommend
AM Best Financial
Strength Ratings
97.1
out of 100
95
100
89%
A
92.5
out of 100
93
93
87%
A++
90.4
out of 100
88
88
89%
A+
89.9
out of 100
91
87
88%
A++
89.4
out of 100
87
89
88%
A
89.3
out of 100
89
88
88%
A++
88.4
out of 100
85
89
87%
A+
88.1
out of 100
90
89
84%
A+
87.4
out of 100
82
88
87%
A+
87.1
out of 100
84
85
88%
A+
85.6
out of 100
87
84
84%
A+
84.9
out of 100
83
80
88%
A+
84.8
out of 100
85
84
84%
A++
81.5
out of 100
81
83
82%
A+
79.4
out of 100
75
82
83%
A+
Methodology

Insure.com commissioned Op4G to survey more than 3,700 insurance customers nationwide in June 2016. The survey collected customer ratings for 20 leading companies in the auto category and 15 leading companies in each of the home, health and life categories. Only current customers of the insurers on our lists were surveyed, and the survey was not open to the general public on the Insure.com website.


Auto, home and health insurers were ranked according to a weighted 5-point measurement of the following factors: customer service, claims processing, value for price, would recommend and would renew. Life insurers were rated on a weighted 5-point measurement on customer service, value for price, and would recommend. Weighted measurements were derived from surveyed policyholders’ rank of prioritization of these factors.


The A.M. Best ratings, discounts and coverage options noted in the survey do not affect the scores, but are provided as a supplementary resource.


Insure.com makes these ratings freely available via this site. The views and opinions expressed by users do not reflect the views and opinions of Insure.com. Insure.com expressly disclaims any and all liability in connection with the ratings.

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