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Small business group health insurance: Frequently asked questions

Question:
Is there a state or federal law that requires employers to offer health insurance for their employees?

Question:
How does the insurance company calculate our group's health insurance premium?

Question:
What percentage of the health insurance premium does a company usually pay?

Question:
What's the difference among HMO, PPO, and POS plans? Which is best for our business?

 

Question:
I'm self-employed. How can I find health insurance?

Question:
How can my company decide which diseases, treatments, and conditions to cover with our health plan?

Question:
What is the typical waiting period before a new employee becomes eligible for the company's health plan?

 

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