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2017 Dodge Ram 1500 Express

2017 Dodge Ram 1500 Express

Average annual premium: $1,316

The Dodge Ram has a modern interior with plenty of technology to keep the driver and passengers safe. Standard safety equipment includes stability control, hill start assist, four-wheel antilock disc brakes, trailer-sway control, front-seat side airbags as well as full-length side curtain airbags.

It also comes with a class-exclusive coil-spring rear suspension that gives it an extremely smooth ride.

"The fact that pickups are more common in rural areas and the Ram is well outfitted with safety features keep the cost of insurance low," says Riley.

Its yearly average car insurane rate is $289 less than the national average.

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