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2017 Fiat 124 Spyder Abarth

Fiat Spyder

Average annual premium: $1,408

The Fiat 124 Spyder is the most expensive convertible to insure on our list, probably because it is the sportiest car on the list. While the Spyder has the most powerful engine of the cars on our list (it generates 160 HP), its still pretty tame in the world of sports cars.

"The Fiat and other cars on the list are not overly powerful and that can be a factor in lower insurance costs," points out Moody.

The Spyder also enjoys a pretty low starting price. The base model starts at $24,995 and a variety of available safety equipment such as blind spot monitoring and rear cross path detection up the safety factor.

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