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2017 Mazda MX-5 Miata Sport

 

2017 Mazda MX-5 Miata Sport


Average annual premium: $1,270

The Miata is an iconic roadster that is fun to drive, loaded with safety features and extremely affordable to insure. While most of the convertibles on our list would not be considered a sports car, that is not true for the Miata.

Luckily, it's not too muscly, which can push up insurance rates. "The MX-5 is a more balanced sports car. It's fun to drive and handles well but has an appropriate level of power for the car - it's not a muscle car, but it's not slow either," says Brian Moody, Executive Editor at Autotrader.

A wide array of standard safety features help keep premiums reasonable. "The Miata is loaded with safety features and has a record of low loss costs paid out to settle claims," points out Mike Kariotis, owner of Insure on the Spot.

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