Alarms, immobilizers, and pagers, oh my! Wading
through the thick soup that is auto-alarm security can be messy. But if
you're looking to make your vehicle unattractive to thieves, here are
some tips that can ease your uncertainty when shopping for an alarm.
Auto-security systems come with their own lexicon, but unfortunately
there's no pocket translator. Complete alarms feature, among other
functions, code-hopping, dual-stage shock sensors, and passive setting.
What the heck are these features? Code-hopping
"Code-hopping is the alarm's ability to change transmission codes each
time the alarm's remote-control transmitter button is pressed," says
Barnet Fagel, auto security expert and Insure.com Auto Theft Forum
host. "Theoretically, code-hopping prevents a thief with a code
receiver from grabbing the alarm's code when you transmit it and
replaying it to disarm the alarm." Whether or not you need a code-hopping alarm is a matter
of some debate, says Fagel. "Thieves aren't out there with code
receivers grabbing alarm transmission codes with laptop computers. The
thief would have to be within 10 to 15 feet of the driver when he or
she uses the remote in order to pick up the code." Fagel says he has
yet to witness a successful code-grabbing demonstration conducted under
real-life conditions. Steve Wertheimer, president of Wiremagic.com, a company
that supplies technical support to auto-security installers, says that
code-hopping is not necessary now, but will become important in the
next few years as thieves will likely find a way to grab alarm codes. Is it a must-have right now? Probably not.
Dual-stage shock sensor
This is largely a convenience feature, enabling you to stay at your
desk or in your apartment without worrying your alarm is going to be
set off for no apparent reason. During the first stage, the alarm
issues a series of chirps. But in the second stage, the siren sounds
full blast. For example, say you park your car on the street and the
neighborhood kids are playing football. One of the players zips a pass
between another's hands and it bumps your car. Your alarm's shock
sensor will pick up the vibration caused by the ball's impact. If your
shock sensor is only single-stage, your alarm will go into full wail. But if you have a dual-stage shock sensor, your alarm will
chirp several times without waking up the neighbors. Of course, if that
football player happens to throw the pigskin directly at your car with
John Elway-like velocity, your dual-stage shock sensor is going to
chirp and then go into full siren.
Is it a must-have? Yes.
States that mandate car insurance discounts for antitheft devices |
| Florida
Illinois
Kentucky
Louisiana
Massachusetts
Minnesota
New Mexico
New York
Pennsylvania
Rhode Island
Texas
Washington
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| Source: Insurance Information Institute |
Passive-setting
Twelve states require insurance companies to give you a discount on the comprehensive insurance portion of your auto insurance
policy if you have an antitheft device. Insurance companies favor
passive-setting alarms for the discount because a passive-setting alarm
will arm automatically when you walk away from your car.
Auto
insurers will give you a 5 percent to 25 percent break on your
comprehensive insurance, depending on what kind of antitheft device you
have on your car, according to the Consumer Electronics Association
(CEA), an auto-security industry trade group.
Is it
a must-have? Maybe, if manually setting an alarm is something you'd
forget and if you want a more favorable insurance discount.
Perimeter sensor
Your hood, trunk, and doors are obvious entry points for a thief. A
perimeter sensor will send your alarm into full wail if one of these is
opened when your alarm is armed.
Is it a must-have? Yes, especially if you own a soft-top car.
LED
This is the little blinking red light on your instrument panel that
lets you know your system is working. It also signals thieves that you
have an alarm ready to scream if they try to break in. Is it a must-have? Yes.
Keyless entry
If you've got your hands full of groceries and you have the choice of
pressing a remote control or opening your trunk with your key, what
would you do? "It's a no-brainer in terms of convenience," says
Wertheimer. He notes that if you forget to lock your doors after you've
exited the vehicle, "all you have to do is press a button and boom! the
doors are locked." Wertheimer also says that in a severely cold
climate, keyless entry can be an advantage because you don't have to
worry about not being able to open your door when the lock cylinder is
frozen. Keyless entry bypasses the lock cylinder altogether. Is it a must-have? Yes.
If you're concerned about the contents of your car being stolen,
between $100 and $200 (you are going to have to spend some money) can
get you an alarm installed that has the basic, necessary features to
ward off thieves. "You should get basic perimeter and dual-stage shock
protection, LED, a siren, a couple of remotes, and a three-year
warranty for between $100 and $200," says Fagel. Any of the nationally
distributed brands — Clifford, DEI, and Prestige, for example — can
give you basic protection for under $200. Immobilizer Your
other option at the $100 to $200 level is an immobilizer. These
interrupt your car's ignition systems when an incorrect key or no key
at all is used to start the car. Some factory-installed immobilizers,
such as the Ford PATS, are single-point immobilizers. Single-point
immobilizers interrupt the ignition system at one place in the circuit,
usually the starter. More complex immobilizers, two- and three-point
interrupts, are available and offer more protection, says Fagel. The three-point interrupt is the most
protection you can get from an immobilizer. It will cut off the
ignition cycle at three different points, just in case a thief is
seasoned enough to bypass one of them. Three-point immobilizers first
disable the starter, then the fuel pump, then the ignition between the
ignition switch and the coil. Both Fagel and Wertheimer say
immobilizers are a must-have if you go without an alarm.
| How to choose an alarm installation shop
Wertheimer,
Fagel, and Matt Swanston, a spokesperson for the Consumer Electronics
Association, recommend you go to a shop that employs MECP-certified
installers. In any case, you should check out the shop before you
decide to do business there.
Ask the shop if it has pictures of its work. Shops that do good work are proud of it and show it off.
Find out what kind of connections the shop uses to wire the alarms. Soldering is the only way to go, say Fagel and Wertheimer.
Finally,
look for a shop that is clean and whose employees are approachable. The
shop's appearance can tell you something about the care taken by
technicians.
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Budgeting between $200 and $400 for a car-security system can get you a
rudimentary alarm plus some convenience features, such as a glass
sensor and hood lock. A glass sensor is a microphone mounted
strategically inside the vehicle that listens for the "crystalline
sounds of breaking glass," which will set off the alarm. A hood lock
will keep a thief from getting to your car's battery to cut the power
going to the alarm.
You can also add a pager to your
alarm system in the $200 to $400 price range, but it is not for
everyone. Pagers will let you know when your alarm has been set off.
"If you don't know how to react, the pager can be dangerous," says
Fagel. "You don't want to come out of your house, guns blazing, because
it might not be a thief who set off your alarm," he says. In addition,
the thief might have an accomplice, which stacks the odds against you.
Fagel recommends that folks with pagers observe the thief in action
from a distance and to call the police if a theft is in progress. You
should also note any cars nearby that are running, and you might want
to take your camera with you in order to capture the theft on film. Wertheimer recommends an "integrated two-way paging unit,"
which is a remote control that has a pager built in. "These are the
future of auto security," he promises. You can send commands and
queries to your alarm and the alarm can tell you what is going on with
your car in a two-way system. The benefit is that you will know what's
happening to your car at all times, says Wertheimer.
For more than $400, you can add all sorts of gizmos to your car's
electronic security system. You can get remote starting for those
sub-zero mornings in the Northeast or those blazing-hot afternoons in
the Southwest. Your alarm can also take control of your headlights. A
photocell mounted on the outside of the vehicle can tell your
headlights when to turn on and off. This is especially beneficial if
you've parked in a dark area and would like to scare off any assailants
lurking in the shadows. In-car
navigation and tracking systems are another level of convenience and
security. Alpine's Mobile Mayday, ForceTracker, Ford's Rescu, GM's
OnStar, LoJack, and PageTrack2 from Motorola are available for $300 and
up, plus any monthly subscription charges. There are a variety of
services offered by each company, such as mapping services and
vehicle-location if your car is stolen.
"The alarm is only as good as its installation" is a frequent credo,
and it's true. You want your alarm to be well-hidden when it's
installed, and the wiring harness should be packed away so potential
thieves have to work to get at it. "Stay away from installing it yourself," says Wertheimer.
"There's too much complexity in the systems now for an untrained person
to be poking around in the electronics of a car." Wertheimer says
there's a real chance of getting injured if you install the alarm
yourself, especially if your vehicle has air bags. One misplaced
connection can activate the air bags, putting the do-it-yourselfer at
risk. In addition, you increase the chances of your car's
original components going on the fritz by installing the security
yourself. "Pay a competent professional to wire it, install it, and
test it," Wertheimer says. You want to make sure your installer knows what he or she
is doing. But one who has passed the MECP test and is a certified
technician will generally have a better understanding of the ins and
outs of alarm installations. After the installation is complete, your shop should walk
you through the functions of the alarm to show you how it actually
works. In addition, you should make sure that all of your car's other
electrical functions — radio, headlights, and horn, for example — are
working after the alarm has been installed. Finally, you want to know
the shop's warranty on its work — and get it in writing.
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