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I crashed into my own garage door. Will I need to make a collision claim for my car and a home insurance claim for the garage door?

crash into garage door

There is no way to consolidate the two claims, says Snyder. "If you want to collect from your insurance company you have to make two claims.”

On the bright side, you may have to pay the deductible for just one policy if you use the same insurer for both home and auto insurance. For example, MetLife would waive one of the deductibles for its customers under most circumstances, says Ward.

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