I crashed a car while on a test drive. Whose insurance pays?
Lehman says the insurance company representing the dealership would be on the hook for any damages you cause while test-driving a car. Your own insurer would not be obligated to pay.
That’s because insurance follows the car, not the driver.
If you’re on a test drive and someone else hits you, their insurance will have to pay, notes Lehman.
Pages in this slideshow:
- Self-inflicted car insurance wounds: I crashed into myself!
- My wife backed out of the garage and hit my car in the driveway. Can we make a claim on our liability policy?
- Another car hit my door as I was opening it. Whose insurance pays?
- I crashed into my own garage door. Will I need to make a collision claim for my car and a home insurance claim for the garage door?
- I smashed my hand in my car door. Can I make a bodily injury claim on my car insurance?
- I left my engine running while I ran into a store, and somebody stole my car. Will comprehensive insurance pay my theft claim?
- I left my emergency brake off and my driverless car rolled down the driveway and across the street, into my neighbor's tree. Will my car insurance pay for the damage to my car and what about the damage to the tree?
- I crashed a car while on a test drive. Whose insurance pays?
- My daughter crashed her Little Tikes Cozy Coupe into my car, scratching the door. Can I make a comprehensive claim?