Your valuables are a neon sign
After you've taken steps to avoid auto theft, make sure you've done nothing to encourage someone to burglarize your vehicle. Adkins says many people foolishly leave money, GPS devices and packages from high-end retail stores visible in their cars. For a thief, that's an invitation that's hard to resist.
"Those are like neon signs," warns Adkins. "When you walk into a store, you are looking for a sale. That is how the bad guys shop. They are looking for visual cues."
Take the time to put valuables out of sight in your car's trunk, he advises. If you have a minivan or SUV that lacks a secure trunk, cover valuable items with a blanket.
Insurance for auto theft
When you shop for car insurance rates, remember that you need to buy comprehensive auto insurance in order to be covered in case your vehicle is stolen, vandalized, burned or damaged by weather.
Your home insurance covers the loss if your possessions are stolen from your car.
But in both cases the claim payment will be reduced by the amount of your deductible.