Car Insurance Quotes
Ask the Car Insurance Expert
Amy DaniseAmy Danise originally joined Insure.com in 1998 and is an expert on insurance topics, including auto, home, health and life insurance...more
Must I add my son to my car insurance policy?
Call your car insurance agent or car insurance company for the answer to this one, rather than asking colleagues. It depends on whether your son has a permit or a license, and, in part, where you live.....
Can I pay for my car insurance monthly?
Many car insurance companies offer monthly installment plans. These can be appealing if you live paycheck to paycheck and have trouble coughing up several hundred dollars or more every six months.....
Additional Car Insurance Expert Questions
- Which car insurance company is best?
- How does a car insurance company discover a DUI conviction?
- Should I report a job change to my car insurance agent?
- Can I keep a car insurance claim secret?
- Do I need car insurance if I don't drive?
- Does car insurance cover medical treatment for my dog?
- Can I use car insurance to rent a vehicle?
- Which cars have the cheapest car insurance?
- Can a car insurance company legally charge a late fee?
- When do I have to notify my insurance company that I have a new car?
- My car was damaged by water while parked at home. Am I covered?
- If a tree is struck by lightning and falls on my car in the driveway, does my home insurance cover the damage to my car?
- Should I drop collision coverage on the car I just paid off?
- During Hurricane Irene, my car was damaged by water while parked at home. Am I covered?
- Does an insured driver have to pay for repairs and the diminished value of my car?
- My car was totaled. Will the insurance company keep the car?
- I regularly drive a friend's car in California and have nonowners insurance. Does my friend need insurance too?
- Do I have to have car insurance on a vehicle in Colorado that I'm not driving?
- A car dealer said I can't get gap insurance for a car I bought with cash. Why not?
- What are the rules for placing teenagers on a parent's auto insurance policy?
- I'm looking for a safe car for my teenage son. What are the safest and most dangerous cars?
- Why do I have to insure both of my cars when I can only drive one at a time?
- After my parked car was hit, the insurance company gave me a quote but I will have to spend at least $5,000 for a comparable car. Personal items in the trunk were ruined. What are my rights?
- Is it a bad idea to loan my neighbor my truck?
- Soon after we put $4,000 into repairs, our car was totaled. Can we recoup repair costs in addition to the fair market value?
- After obtaining my driver's license, will I automatically be insured under my parents' policy when driving their car?
- What is the cheapest car to insure?
- Is uninsured/underinsured motorist coverage a duplication of other parts of a policy?
- I'm a traveling nurse and frequently fly to new destinations and rent cars. What kind of car insurance should I buy?
- I don't have a car right now, do I need to carry some type of car insurance?
- I am a 14-year-old girl. Can I have a driver's license?
- My boyfriend and I moved in together. Do I have to add him to my car insurance policy, or does he add me to his?
- Can an at-fault driver's insurance company deem my car totaled if the amount they want to give me is significantly more than the cost of repairs?
- Do I continue to pay the lien holder if my car is totaled?
- I have complete auto insurance coverage in Texas. I will rent a car in Las Vegas, Nev., for a week. Do I need to purchase the insurance from the car rental company, or does my Texas insurance cover me?
- I have two insurance policies, one for my car and one for renters insurance. The payments are due at the same time, and I cannot afford this anymore. What do I do?
- I moved to Florida from North Carolina for what will be a 6-month period. The state of Florida made me get a Florida driver's license. I still have cars in North Carolina, but I do drive one of them back and forth between the states. I also have a residence in North Carolina. What do I do about car insurance?
- Which states do not require drivers to carry liability insurance?
- How can I get a non-owner's car insurance policy?
- Will the state of Georgia pay for repairs to my car if I hit a deer? I don't have comprehensive insurance.
- My car's bumper needs to be replaced and the insurance company doesn't want to pay for the original part. What are my rights?
- I have car insurance liability coverage of 20/40/15. If I let my insured friend borrow my car, how much coverage would his insurance provide if he got in an accident?
- The insurance company decided to total my car, and we can't agree on a settlement amount. What are my options?
- If I buy a privately owned vehicle how long do I have to get insurance?
- Is there a type of insurance I can purchase that will cover the 60 months of my car loan?
- We were just hit by an uninsured driver. We do not have uninsured motorist or collision coverage. Is there anything we can do to recover our losses?
- Can I use my liability insurance for my rental car?
- What's the penalty for driving without car insurance in California?
- My car was rear-ended and the other driver's insurance company paid for repairs of $10,500. The body shop did a good job, but I've only had my car for 10 months. I am trying to decide if I should keep this car or trade it in for a new one. I just am not sure which is best.
- How can I get a copy of my insurance company's surcharge schedule for a first-time accident?
- If ice fell off the roof of my apartment building and crushed the front of my car, will my car insurance cover it?
- What's the grace period for car insurance?
- What do I do if I'm hit by a driver with no car insurance?
- My 20-year-old daughter has full coverage on her vehicle. She received a DUI and had an accident. Does her insurance company pay for her vehicle in this circumstance?
- If you don't have MedPay or PIP on your car insurance policy and get injured, will the insurance company still pay medical bills for the injury?
- I hit a deer and was injured in the process. I don't have PIP or MedPay coverage. I have comprehensive and collision coverage on my policy. Will my car insurance company pay for my medical bills?
- My car was parked on the street in front my house. It became victim to a hit-and-run accident. I have full car insurance coverage. How do I deal with the situation?
- I was operating a friend's vehicle and was involved in an accident. Whose insurance do we proceed through? Would that be my insurance or the policyholder's insurance?
- What's the grace period for car insurance?
- How can I get auto insurance without a car?
- Will my insurance cover my car if an uninsured motorist wrecks my car?
- I allowed my daughter to drive my car to the store. She caused an accident while parking on a sheet of ice and my car was damaged. Will my insurance cover the damages?
- Someone backed into my parked car. That person's insurance company estimated that the repair to my car will cost $1,500 but the insurance company said it can't cut me a check. It said my car has to go to the repair shop. If I don't want the repair at this time, isn't that insurer required to cut me the check?
- It's been less than 30 days since I purchased my new car. Who pays for my car accident?
- We live in Pennsylvania and my son lives in Washington, D.C. He recently purchased a motor home and leaves it parked in our lot because he rides the Metro to work. Can we get a reduced premium as it is parked in a garage and not being used?
- I plan to buy a Nissan Leaf electric car. Will my car insurance rates be really high because it's electric?
- My boyfriend totaled my car and he is uninsured. Will my insurance cover my car even though I wasn't the driver?
- I totaled my car and my car insurance company told me that it will reimburse me for the sales tax on the value of my totaled car. What is the time frame for the reimbursement? They told me 30 days after the day of the settlement letter. But an Internet source says 30 days after I buy the replacement vehicle. What would you say is the correct timeframe?
- What should I do if the other driver leaves the accident scene and he was at fault?
- What exactly is a C.L.U.E. report and who keeps this report on me?
- My car was parked. Another vehicle was hit by another car and crashed into my car. Who's liable for it? Also, I only have liability coverage.
- After buying a car, how long do I have to shop for car insurance?
- I have liability car insurance. Does that cover bodily injury liability for the passengers in my car?
- If I only have liability car insurance and my car is totaled because I hit a deer, do I have any coverage?
- I'm 14 years old and about to receive my driver's permit. I want to be covered on my mom and dad's car, but also my grandma's car. Should I purchase my own car insurance? Or am I covered under theirs?
- How do I calculate pain and suffering from a back injury involving a hit and run accident?
- I'm a senior citizen. Will my car insurance premium increase if my daughter drives my car to take me to my doctor appointments?
- If I have full coverage car insurance and give my friend permission to drive my car, will my insurance policy cover that person and myself?
- My car insurance policy was cancelled over a year ago. I am having a hard time finding insurance. Why is that?
- My daughter declined the rental car company's car insurance because she carries full coverage on her car. This morning a rock kicked up off the highway and broke the windshield. Is she liable for the replacement?
- I have a question regarding a "diminished value claim." Do all states honor this claim? Do you know if Colorado is a state that honors this claim? Should I contact my insurance company about the DOV claim if this is a first-party DOV claim?
- In Delaware, is my car insurance company supposed to pay for the cost of tax and title on my new vehicle after my car insurer decided to total my last car?
- I haven't had a car in five years, but I'm going to buy a new one soon. I want to know more about the process of buying insurance before I buy the car. I am also considering switching from the insurance company I had before.
- My stepsister borrowed my car during an emergency. She backed into a pole and caused approximately $4,000 to $5,000 worth of damage to my car. Nothing else was damaged. She currently does not have a car, so she does not carry any car insurance. I am so stressed over this.
- If you run into someone's car from behind, who is at fault?
- I have a pending DUI case. My lawyer told me I will lose my license for 30 days. Do I need to contact my insurance company about the suspension or will it find out at a later date and penalize me?
- I cancelled my auto insurance and haven't bought a new policy yet. Does anyone know that I don't have auto insurance besides me?
- I'm thinking about buying a red car. But I heard that the color of your car can affect your car insurance rates. Is this true?
- If someone borrows my car and causes an at-fault accident, and it turns out nobody in that accident has insurance, will I then be held accountable for the property damage and personal injury if I was not present?
- If a person dies in a car accident, does the policy benefit double?
- My car is in my name. If my wife and I get a divorce, and she is awarded the vehicle, can I cover that vehicle and her as a driver on my policy?
- My license was suspended due to a violation of probation. Now I need SR-22 insurance with my occupational license. Where do I get it?
- Is my 16-year-old son covered on my auto insurance policy?
- My auto insurance company raised my premiums after fixing my car. Is there anything I can do about that?
- I was in a car accident and the other driver only carries $25,000 in liability coverage. My truck, valued at $45,000, was totaled. What is my recourse?
- Can my daughter drive this car here in New Jersey and still keep it under my son's name and the insurance under my son's wife's parent's name and address?
- What is the least expensive car to insure?
- I wasn't able to pay my car insurance bill and my policy was cancelled. Will I be rejected when I want to buy new auto insurance?
