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Ask the Car Insurance Expert

We just found out our auto insurance was canceled six months ago without our knowledge. They told us to pay the previous premium in full and there will be no lapse in our policy. Is this the best thing to do?

Someone isn’t being honest with you. People don’t have their auto insurance canceled without their knowledge. The insurer sends notices. I might venture to guess that someone else in your household got the notices and didn’t tell you.

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Nonetheless, if the insurer is offering to take back premium and forget it ever happened. Jump at the chance. You don’t want a lapse on your record.

Last updated: Apr. 20, 2013 Redesign Survey