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Does California have a law regulating the percentage of the ACV (Actual Cash Value) used to determine a total loss?

No, California does not set a certain percentage threshold for total losses. I recommend you contact your insurance agent to find out what threshold or formula your insurer uses to determine whether a vehicle is “totaled.”

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Here’s more about the truth about totaled cars.

Last updated: Apr. 22, 2013 Redesign Survey