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Ask the Car Insurance Expert

I want to cancel my insurance policy. How can I do that and do I need to call my insurance company or my agent who wants me to keep the policy? But I cannot afford it pay it on the timeline.

You will indeed need to make a call to either your agent or insurer.

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What insurance policy are we talking about here? Your auto insurance? Your agent should be able to find ways to reduce your policy price by lowering your coverage amount and/or looking for discounts. He probably would rather keep you as a customer than lose you altogether. If he’s doing the hard sell, try this: Tell him the price you can afford and ask how much coverage you can get for that.

Is it home insurance? What if your house catches on fire? And if you have a mortgage, you’re likely required to carry insurance.

 

Last updated: Apr. 5, 2013
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