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Ask the Car Insurance Expert

If I don't have collision and hit a deer am I covered?

Well it doesn't matter that you don't have collision insurance in this case. What you need is comprehensive coverage. Do you have that?

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Comprehensive coverage pays for animal collisions, theft and vandalism. it will pay damage to your car that's not due to a crash -- even weird things like a meteor hitting your car.

Our car insurance basics explains auto insurance coverage choices.

Last updated: Oct. 12, 2012
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