Ask the Car Insurance Expert
If I don't have collision and hit a deer am I covered?
Well it doesn't matter that you don't have collision insurance in this case. What you need is comprehensive coverage. Do you have that?
Comprehensive coverage pays for animal collisions, theft and vandalism. it will pay damage to your car that's not due to a crash -- even weird things like a meteor hitting your car.
Our car insurance basics explains auto insurance coverage choices.