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Ask the Car Insurance Expert

As I was backing out of the driveway I hit a parked car that was parked beside the curb in the street causing what looked like mild damage. My vehicle had no damage. Will I have to pay a deductible?

No, if the owner of the car makes a claim against you, there’s no deductible. Liability insurance, which is for the damage you do to others, does not have a deductible.

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Collision and comprehensive coverage have deductibles.

Last updated: May. 23, 2013
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