Ask the Car Insurance Expert
Is there a grace period if your auto insurance lapses?
You could have as little as 10 days before you’re hit with cancellation, but it depends on your state -- some dictate more leniency -- and your insurer.
To be safe, you really want to have your auto insurance payment in on time. Should you have a claim a couple days after your bill was due, you don’t want to risk a question about whether you were actually covered. Here’s more on insurance grace periods.