Ask the Car Insurance Expert
How do I calculate what my insurance will give for totaling?
You won't know what the insurer will give you until they make the offer, but you can get an idea of the value of your car at NADAguides.com. Insurers often use special software that gives them a vehicle value for your area.
Your insurance company is going to offer what they have calculated as the value of your vehicle right before the accident. This number might not match your assessment of the value.
Here's more about the car-totaling process.