Ask the Car Insurance Expert
I own two cars. Do they have to be insured by same company?
No, you could buy policies from two separate car insurance companies. But you would likely miss out on a multicar discount, which is offered by many companies for insuring more than one car.
I could see buying auto insurance from two different companies if one of your vehicles is a classic car and you’re using an insurer that specializes in coverage for collector vehicles. But otherwise, why bother with the hassle of two bills and losing out on a discount?