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My license was suspended due to a violation of probation. Now I need SR-22 insurance with my occupational license. Where do I get it?
You need to request a SR-22 from your car insurance company. You can ask for one from your current insurer (if you have one), or you can apply for insurance quotes and then request one from your new insurer.
A SR-22, also known as a certificate of responsibility, is a formal document required in most states for drivers who are considered high risk after being convicted of such charges as DUI, reckless driving, causing an accident while uninsured or being a habitual offender. The form is filed with the state Department of Motor Vehicles to prove the driver carries the state-mandated amount of liability insurance.
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Once you have a SR-22 on file, your insurance company must notify your state's DMV if it cancels your car insurance for any reason. Most states with SR-22s charge a one-time filing fee, typically $25, which you pay to the insurance company when you buy coverage. The insurer then files the form for you. The fee will not be included when you apply for a car insurance quote.
Several states do not require SR-22s, including Delaware, Kentucky, Minnesota, New Mexico, Oklahoma and Pennsylvania, but if you move to one of those states, you must still meet the SR-22 requirements of the state where you now reside. However, New York and North Carolina don't require SR-22 filings at all, according to Progressive Insurance.
For more about SR-22 forms, see how a DUI conviction affects your car insurance.
