Ask the Car Insurance Expert
My car insurance company is dropping me and I have been with them for 10 years. I was just in a car accident two months ago and their reason for dropping me is that my live-in boyfriend does not have a valid license. Can they do that?
Yes, if the insurer judges a member of your household to be too risky, it can decline to insure you. The insurer is worried you’ll let him drive your car and that he’ll crash.
Any live-in boyfriend with a spotty driving record can potentially affect you insurance rates. Here’s more: He’ll break your heart – and your car insurance rates.