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My daughter is 17 1/2 and is getting her license. Is it best to put her on her own policy or add her as a rider to ours?

Our research has shown that it’s generally cheaper to keep her on your policy rather than have her get her own.

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But it doesn’t hurt to ask your insurance agent to quote both scenarios. Car insurance quotes are free, so don’t be bashful about having your agent run the numbers.

Last updated: Aug. 15, 2013 Redesign Survey