My friend backed into my car in her driveway and doesn’t want to take responsibility. What should I do?

Fire her as your friend?

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Seriously, what does she expect you to do -- pay for the damage yourself? If you have collision coverage, the other option would be to make a collision claim on your own policy . . . but you'd still have to pay your deductible toward the repairs.

Either way, you're out a big chunk of change.

You don't need her to agree that you should file a liability claim against her. All you need to know is the name of her auto insurance company. You can contact her insurer directly to initiate your claim.