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Ask the Car Insurance Expert

Are we legally required to notify our insurance company if our 22-year-old son who is on our car insurance policy gets a DUI charge?

No, but if the charge sticks the insurer will find it the next time they check your family’s DMV records, usually at renewal time. So enjoy your rates now because they’ll be going up.

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If the charge is reduced, the insurer will see only the final charge on the DMV record. Or it might be thrown out, in which case they'll never know.

 

Last updated: Apr. 12, 2013
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