Ask the Car Insurance Expert
My son dented our car door while parking it. Body shop estimates $1,500 worth of damage; the deductible is $250. Is it a better deal to pay for it ourselves or submit it to insurance?
If it were me, I’d probably pay the $1,500 myself and “save” my insurance claims for the really big problems, rather than risk having my auto insurance rates go up.
But in the end, it’s a matter of your own personal preference.