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Ask the Car Insurance Expert

My son hit a deer. Was wondering how insurance companies handle this is. Would we have to pay a deductible to get it fixed?

Your insurance will cover it if you bought comprehensive coverage; that’s the kind of coverage that pays for damage from animal collisions. And yes, there is a deductible for comprehensive claims. Check your policy if you can’t remember what your deductible is.

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If you did not purchase comprehensive coverage you’ll need to pay for the repairs yourself.

Last updated: Jul. 23, 2013
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